Frederic Yves Michel NOEL: SEPA is replacing cards in high-risk payments — not because it's better, but because it's harder to stop.

Frederic Yves Michel NOEL: SEPA is replacing cards in high-risk payments — not because it’s better, but because it’s harder to stop.

SEPA instant payments are quietly becoming the default rail for high-risk merchants. Not because they are faster.[…]

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