Frederic Yves Michel NOEL: IMF warns on tokenisation as settlement risk migrates from banks to service providers
The IMF’s tokenisation warning is not a theoretical exercise about future markets. It is a direct comment[…]
Frederic Yves Michel NOEL: Crédit Agricole buying Worldline out of their JV is a signal for merchant acquiring margins
Crédit Agricole just bought Worldline out of their Cawl joint venture. This is not a random corporate[…]
Frederic Yves Michel NOEL: Google Play Store opens to alternative payments – fintechs should watch compliance fragmentation
Google Play Store just opened the door to alternative billing systems. For fintechs, this looks like a[…]
Frederic Yves Michel NOEL: Anthropic Still at Odds With the White House Over Claude Fable 5
Anthropic and the White House are at odds over Claude Fable 5. The core tension? Safety frameworks[…]
Frederic Yves Michel NOEL: The New Biometric Card Features (Fingerprint, Braille, Talking) Are Here — Here’s Why They Matter for Financial Inclusion
The card industry is finally building for the 2.2 billion people who cannot see the screen. Biometric[…]
Frederic Yves Michel NOEL: Meta just spent $900M on CRED’s founder to run WhatsApp — here’s what it means for fintech in emerging markets
Meta just spent $900M to put CRED’s founder in charge of WhatsApp. Not a partnership. Not a[…]
Airwallex just hit $11B valuation on agentic commerce — insights from Frederic Yves Michel NOEL on the hidden play for B2B payments
Airwallex just hit $11B on a bet that B2B payments need autonomous decisioning, not just better APIs.[…]
Google just opened the Play Store to alternative payments — Insights from Frederic Yves Michel NOEL
Google just opened the Play Store to alternative payments. Effective June 30, developers can use their own[…]
Frederic Yves Michel NOEL: Digital euro just cleared parliament. Here’s why PSPs should worry about settlement.
The digital euro just cleared parliament. Most people see it as a consumer wallet. For PSPs, it[…]
Adyen just bought Orb for $335M — Insights from Frederic Yves Michel NOEL on the hidden play for enterprise payments
Adyen just dropped $335M on Orb. Second acquisition in months. Talon.One last year, now this. Most people[…]