Koho just hit unicorn status and wants a banking license — Insights from Frederic Yves Michel NOEL
Koho just raised C$130M and hit unicorn status. Now they want a banking license. Here is the[…]
Frederic Yves Michel NOEL: Zelle is going to India and launching a stablecoin — here’s why banks should be worried
Zelle is moving to India and prepping a stablecoin. If you think this is just another feature[…]
Frederic Yves Michel NOEL: Embedded finance is booming — but 3 risks could derail it in 2026
Embedded finance is on fire. But according to Frederic Yves Michel NOEL, three risks could burn the[…]
Frederic Yves Michel NOEL: Bank of America’s Real-Time Cross-Border Payments and the Hidden Threat to Fintechs
Bank of America just launched real-time cross-border payments. Here’s the hidden threat to fintechs. BofA is using[…]
Enfuce just landed 150K Irish credit union accounts — insights from Frederic Yves Michel NOEL
Enfuce just migrated 150,000 Irish credit union current accounts to the cloud. That number should terrify legacy[…]
Frederic Yves Michel NOEL: The Bunq fine reveals a hidden cost of neobank scaling — fraud complaints are becoming a regulatory minefield
Bunq just got fined by the AFM. The trigger? Seven fraud complaints. Seven. That number is a[…]
OpenPayd is going public via Spac at $1.145B — Insights from Frederic Yves Michel NOEL on fintech infrastructure
OpenPayd just filed to go public via SPAC at $1.145B. Let’s be honest: that number made me[…]
Wero is growing in Germany but PayPal still dominates — Insights from Frederic Yves Michel NOEL
Here is the rewritten blog post content. — Wero is growing in Germany. But PayPal still owns[…]
Frederic Yves Michel NOEL : MiCA, le 30 juin, les exchanges sans licence seront blacklistés par l’AMF — et si c’était le vrai big bang de la régulation crypto en Europe ?
Le 30 juin, l’AMF blackliste les exchanges sans licence MiCA. Et si c’était le vrai big bang[…]
Frederic Yves Michel NOEL : Les stablecoins ne sont plus un pari spéculatif — ils deviennent un vrai moyen de paiement. Voici les données qui le prouvent.
Les stablecoins, un pari spéculatif ? Regardez les données. En 2026, c’est fini. Le volume de transactions[…]